LRQA Nettitude Blog

Many organisations accepting card payments see SAQ A as the target operating model, as this has the most effect on reducing the PCI DSS requirements with which an organisation must comply. It does not come without risks though, as the third-party service providers you have engaged with must always maintain their compliance to support yours.

So, what remains the same, and what has changed with the arrival of PCI DSS v4.0? The first blog of this series explained the core format changes for all the SAQs, here we turn to the specifics around SAQ A.

The PCI Security Standards Council (SSC) published PCI DSS v4.0 on the 31st March 2022. The combined efforts by the SSC, payments brands, participating agents, and QSA the community have yielded a significant overhaul that promises to provide a framework for securing payment card information in the future.

There has since been a lot of activity surrounding the release, which gives rise to a problem. With such an overhaul, people are suffering from information overload and are unable to find a starting point for their organisations. Nettitude will break down what the changes mean and what a merchant or service provider needs to migrate, starting with a series of blogs discussing changes to self-assessment questionnaires allowing you to quickly start forming your plan to move to PCI DSS v4.0.

Statistics show that in 2021, online retail sales amounted to a staggering 4.9 trillion dollars, with purchases made by over two billion customers.

Experts anticipate that this trend will continue as more people select the ease of internet shopping. Unfortunately, it has also encouraged cyber criminals to target this area.

These two factors have prompted retailers and security experts to focus on improving online retail cybersecurity measures. 

The wait is finally over and PCI DSS v4.0 is released today, 31st March 2022. Whatever the size of your organisation, volume of payments or size of in-scope network, there will be an impact to you of some kind, but for today it's business as usual.

In this post, we discuss six areas in PCI DSS v4.0, which we think you should be aware of today, with much more detail to come.

For now, we will take it easy and focus on the key themes and changes: